Home Buyers Program-APPROVAL POSSIBLE AT 580 SCORE! Klutts Real Estate is one of the last real estate brokerages that specializes in assisting clients that may have a few dings on their credit achieve home ownership. We consist of a team of Realtors, Loan Officer, and & Credit Counselors who all work together to get you loan approval. We will give you an honest upfront credit evaluation and create a customized plan. At any time in the program you may cancel. You will have direct access to every individual on your team as well. Here are the steps: 1. Speak with a Credit Counselor and discuss your current situation! You may be suprised-a lot of our clients are able to get approval right away! 2. If your score is lower than 580 or you require some credit restoration we will help get you enrolled in the Home Buyers Program! 3. Sign up for program. 4. Once you get loan approval, we will assist you in getting an official pre qualification letter & you will start your home seach! 5. At closing & when you use one of our preferred Realtors you will be given a commission rebate covering the cost of the Home Buyers Program! (max rebate $800). We can also assist you with owner finance, lease own, and zero down programs! Give us a call today at or submit your application online at www.nocostcreditrepair